PRE-PLANNING FINANCE

WHAT IS A SHORT-TERM LOAN FOR PRE-PLANNING FINANCE?
A short-term loan for Pre-Planning Finance is a temporary funding solution for real estate projects in the early stages before obtaining planning permission. It provides capital for feasibility studies, surveys, and initial project assessments.
Typically lasting a few months to a year, this financing option helps developers navigate the initial phases of a project, securing necessary approvals before transitioning to long-term financing or project commencement.
Interest rates may be higher, reflecting the short-term nature and associated risks. It’s a strategic tool for mitigating pre-development costs.
Key Benefits
PURPOSE & USAGE
Funds early project assessments
Covers feasibility studies and surveys
Addresses pre-planning approval costs
LOAN CONSIDERATIONS
Short-term duration (months to a year)
Higher interest rates may apply
Bridge to long-term financing
CONSIDERATIONS & BENEFITS
Mitigates pre-development financial burden
Enables initial project groundwork
Transition to long-term financing after approvals
GET IN TOUCH
WHY CHOOSE CLEVER COMMERCIAL?
Experienced. Trustworthy. Tailored.
Clever Commercial brings 30+ years of expertise in delivering personalized property financing solutions. As an award-winning brokerage, we offer competitive rates, flexible options, and unmatched service. Let’s shape your future together.
Our clients trust us because we invest in their success. Our dedication to their goals has made us a cornerstone in the mortgage industry.





FREQUENTLY ASKED QUESTIONS
What is Pre-Planning Finance?
Pre-Planning Finance is a short-term loan for real estate projects in early stages, covering costs like feasibility studies and surveys before obtaining planning permission.
Why Choose Pre-Planning Finance?
It helps developers manage initial project costs, navigate feasibility, and secure planning permission. The short-term nature allows flexibility before transitioning to long-term financing.
How long is the typical duration of pre-planning loans?
Pre-planning loans typically have a few months to a year. They serve as a bridge to cover initial project assessments and approvals.
What are the considerations for securing Pre-Planning Finance?
Lenders may consider the project’s viability, developer experience, and intended land use. Higher interest rates may apply due to the short-term risks associated with the pre-planning stages.
OUR CLIENTS THOUGHTS
RECENT TESTIMONIALS
Marc worked over many months to help me find the right financial product to suit my complicated refinancing project. Having identified the right product, Marc then worked for many more months to help me get the financing completed. I had so many issues that I had to face and at every obstacle Marc was on hand to help me to resolve it, and very often took it upon himself to do it for me. Marc went for beyond just brokering a good deal for me, he was my partner in making this happen. I could not have done this without his support. Thank you Marc for being so calm and patient and having faith when I had lost mine!
I. Knight
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements.
Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves.
We would certainly not be where we are without his services. Highly recommended.
M. Dunn
The service provided for my bridging loan was second to none. The support I received was very professional and generous.
I would highly recommend Clever Commercial to everyone and anyone who needs a professional, caring and competitive rate for it’s loan or any kind of finance.
D. Dezfull
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements. Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves. We would certainly not be where we are without his services. Highly recommended.
P. Strøm