Multi Unit Freehold Blocks

WHAT IS A MULTI-UNIT FREEHOLD BLOCK (MUFB) MORTGAGE?
A Multi-Unit Freehold Block (MUFB) Mortgage is a loan designed for investors purchasing or refinancing a property containing multiple self-contained units. It applies to entire blocks of flats or apartments under single ownership.
This mortgage caters to landlords or property investors, offering funding for acquisition or development. Lenders assess the block’s value, rental income potential, and the borrower’s financial position. MUFB mortgages facilitate efficient financing for those looking to manage and profit from multiple units within a single freehold property.
Key Benefits
PROPERTY TYPE & OWNERSHIP
Entire block of flats under single ownership
Multiple self-contained units within a property
Suitable for landlords and property investors
LOAN PURPOSE & ELIGIBILITY
Used for purchasing or refinancing
Funding for acquisition or development
Lenders assess block value and rental income
INVESTMENT & FINANCING BENEFITS
Efficient financing for multiple units
Facilitates management and profitability
Tailored for investors in rental properties
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WHY CHOOSE CLEVER COMMERCIAL?
Experienced. Trustworthy. Tailored.
Clever Commercial: 30+ years of expertise in bespoke property financing. Competitive rates, flexible lending criteria, and a service-first approach. Partner with us for a brighter future.
Our unwavering dedication to our clients’ success has made us a trusted name in mortgage brokerage.





FREQUENTLY ASKED QUESTIONS
What is a Multi-Unit Freehold Block (MUFB) Mortgage?
It’s a mortgage for investors owning or acquiring entire blocks of flats or apartments. Designed for landlords, it provides financing for purchasing or refinancing multiple self-contained units under single ownership.
Who is eligible for a MUFB Mortgage?
This mortgage suits landlords and property investors looking to manage and profit from multiple units within a single freehold property. Eligibility is based on the block’s value, rental income potential, and the borrower’s financial position.
How can MUFB financing be used?
MUFB financing can be used for purchasing or refinancing entire blocks of flats. It provides funding for acquisition or development, catering to investors seeking efficient financing for managing multiple units.
What benefits does a MUFB Mortgage offer?
It offers efficient financing for multiple self-contained units, facilitating effective management and profitability for landlords. Lenders assess the block’s value and rental income potential to tailor the mortgage to the investor’s needs.
OUR CLIENTS THOUGHTS
RECENT TESTIMONIALS
Marc worked over many months to help me find the right financial product to suit my complicated refinancing project. Having identified the right product, Marc then worked for many more months to help me get the financing completed. I had so many issues that I had to face and at every obstacle Marc was on hand to help me to resolve it, and very often took it upon himself to do it for me. Marc went for beyond just brokering a good deal for me, he was my partner in making this happen. I could not have done this without his support. Thank you Marc for being so calm and patient and having faith when I had lost mine!
I. Knight
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements.
Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves.
We would certainly not be where we are without his services. Highly recommended.
M. Dunn
The service provided for my bridging loan was second to none. The support I received was very professional and generous.
I would highly recommend Clever Commercial to everyone and anyone who needs a professional, caring and competitive rate for it’s loan or any kind of finance.
D. Dezfull
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements. Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves. We would certainly not be where we are without his services. Highly recommended.
P. Strøm