RESIDENTIAL INVESTMENT MORTGAGE
RESIDENTIAL INVESTMENT MORTGAGE IS A FORM OF?
A Residential Investment Mortgage – BTL or Limited Company BTL is a strategic financial solution tailored for investing in residential properties.
BTL mortgages are typically used by individuals or limited companies looking to purchase residential real estate not for personal use but as an investment—either to rent out for income or to sell for a profit. They differ from a standard residential mortgage as they consider potential rental income and investment viability.
This mortgage type is a vital tool for investors in the thriving UK property market. It offers a pathway to building a property portfolio and generating long-term wealth.
BUY TO LET PROPERTIES
This is an excellent option for buying residential properties to rent out, as it provides a regular source of income and the potential for long-term capital appreciation.
HOLIDAY LET INVESTMENTS
Suitable for buying holiday homes or short-term rental properties, catering to the lucrative holiday rental market.
STUDENT ACCOMMODATION
A strategic choice for investing in properties near universities, offering high demand from the student population.
PORTFOLIO EXPANSION
Enables investors to grow their property portfolio, diversifying investments across various residential properties and enhancing financial stability.
GET IN TOUCH
BUY TO LET (BTL)
Buy to Let (BTL) Mortgages are used for purchasing or refinancing property specifically to rent it out. Unlike standard residential mortgages, it’s assessed based on potential rental income.
HOUSE OF MULTIPLE OCCUPANCY (HMO)
A House of Multiple Occupancy (HMO) Mortgage is a financial product designed for properties rented out to multiple tenants not part of a single household.
MULTI UNIT FREEHOLD BLOCK (MUFB)
A Multi-Unit Freehold Block (MUFB) Mortgage is a loan designed for investors purchasing or refinancing a property containing multiple self-contained units.
SERVICED ACCOMMODATION
A Serviced Accommodation Mortgage is designed for property investors engaging in short-term rentals or serviced apartments. It supports the purchase or refinancing of properties.
PORTFOLIO MORTGAGE
A Portfolio Mortgage is a loan that enables individuals to finance multiple properties within a single mortgage. It’s designed for real estate investors or property owners managing a portfolio.
INCORPORATING BUY TO LET PORTFOLIO
Incorporating Buy-to-Let Portfolios involves transferring individual properties within a buy-to-let portfolio into a limited company structure.
HOLIDAY LETS
A Holiday Let Mortgage is designed for purchasing or refinancing properties rented out short-term to tourists or travellers.
PURPOSE-BUILT STUDENT ACCOMMODATION (PBSA)
Purpose-built student accommodation (PBSA) refers to specialised residential properties explicitly designed for students, typically located near universities or colleges.
OUR CLIENTS THOUGHTS
RECENT TESTIMONIALS
Marc worked over many months to help me find the right financial product to suit my complicated refinancing project. Having identified the right product, Marc then worked for many more months to help me get the financing completed. I had so many issues that I had to face and at every obstacle Marc was on hand to help me to resolve it, and very often took it upon himself to do it for me. Marc went for beyond just brokering a good deal for me, he was my partner in making this happen. I could not have done this without his support. Thank you Marc for being so calm and patient and having faith when I had lost mine!
I. Knight
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements.
Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves.
We would certainly not be where we are without his services. Highly recommended.
M. Dunn
The service provided for my bridging loan was second to none. The support I received was very professional and generous.
I would highly recommend Clever Commercial to everyone and anyone who needs a professional, caring and competitive rate for it’s loan or any kind of finance.
D. Dezfull
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements. Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves. We would certainly not be where we are without his services. Highly recommended.
P. Strøm