Bridging Finance
Speed is everything in property. Our bridging finance solutions are designed to move as fast as you do — with competitive rates and flexible terms structured around your exit strategy.
What is Bridging Finance?
Bridging finance is a short-term secured loan designed to 'bridge' a gap in funding — whether you're buying before your existing property sells, purchasing at auction, or funding a property refurbishment. Typically used for 1 to 24 months, it provides fast access to capital with flexibility that traditional mortgage products simply can't match.
At Clever Commercial, we have established relationships with the UK's leading bridging lenders, enabling us to secure competitive rates and bespoke bridging finance solutions that other brokers can't. We manage the entire process from initial inquiry to completion, ensuring a smooth and efficient experience.
Key Features
Fast Completions
Rapid completions achievable when time is critical — perfect for auction purchases and time-sensitive transactions.
Flexibility
Loans from £50,000 to £25M+ across residential, commercial and mixed-use properties.
Market Leading Panel
We work from a market-leading large panel of lenders which covers the market, securing the most competitive rates.
No Exit Penalties
Many of our bridging products offer no early repayment charges, giving you full flexibility.
Common Use Cases
- Auction purchases requiring rapid completion
- Unmortgageable properties requiring light or heavy refurbishment
- Change of Usage, i.e. Commercial to Residential refurbishments
- Land Purchase with or without planning permission
- Short-term bridging finance solutions for property businesses
- Portfolio refinancing and equity release
Typical Loan Terms
Get a Quote
Speak to a bridging specialist within 2 hours.