Portfolio Mortgage
WHAT IS A PORTFOLIO MORTGAGE?
A Portfolio Mortgage is a loan that enables individuals to finance multiple properties within a single mortgage. It’s designed for real estate investors or property owners managing a portfolio of residential or commercial assets.
This mortgage simplifies management, streamlining repayments and administration for those with diverse property holdings. Lenders assess the overall portfolio, considering property values, rental income, and the borrower’s financial standing. Portfolio mortgages offer flexibility for investors seeking efficient financing solutions for their diverse property portfolios.
Key Benefits
SCOPE & PURPOSE
Finances multiple properties within one mortgage
Designed for real estate investors or owners
Simplifies management of diverse property portfolio
LENDER ASSESSMENT CRITERIA
Evaluate overall portfolio, property values, and income
Considers borrower’s financial standing
Streamlines repayments and administration
FLEXIBILITY & EFFICIENCY
Offers flexibility for diverse property holdings
Efficient financing solution for investors
Simplifies administration for property portfolios
GET IN TOUCH
WHY CHOOSE CLEVER COMMERCIAL?
Experienced. Trustworthy. Tailored.
For over 30 years, Clever Commercial has been a leader in bespoke property financing. We offer competitive rates, flexible lending criteria, and unrivaled customer service. Your future, our expertise.
We believe in our clients’ success, and that belief has made us a trusted name in mortgage brokerage.
FREQUENTLY ASKED QUESTIONS
What is a Portfolio Mortgage?
It’s a mortgage designed for real estate investors or property owners managing multiple properties within a single loan. This streamlines repayments and administration for those with diverse property portfolios.
How does a lender assess a Portfolio Mortgage?
Lenders evaluate the overall portfolio, considering property values, rental income, and the borrower’s financial standing. This comprehensive assessment helps determine the terms and eligibility.
Can I use a Portfolio Mortgage for any type of property?
Yes, portfolio mortgages offer flexibility for financing diverse property holdings, including residential and commercial assets. Investors can use them to streamline management and financing for various properties.
What benefits does a Portfolio Mortgage offer?
It simplifies administration for those managing multiple properties by consolidating them into a single mortgage. This efficient financing solution is designed to meet the unique needs of real estate investors with diverse property portfolios.
OUR CLIENTS THOUGHTS
RECENT TESTIMONIALS
Marc worked over many months to help me find the right financial product to suit my complicated refinancing project. Having identified the right product, Marc then worked for many more months to help me get the financing completed. I had so many issues that I had to face and at every obstacle Marc was on hand to help me to resolve it, and very often took it upon himself to do it for me. Marc went for beyond just brokering a good deal for me, he was my partner in making this happen. I could not have done this without his support. Thank you Marc for being so calm and patient and having faith when I had lost mine!
I. Knight
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements.
Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves.
We would certainly not be where we are without his services. Highly recommended.
M. Dunn
The service provided for my bridging loan was second to none. The support I received was very professional and generous.
I would highly recommend Clever Commercial to everyone and anyone who needs a professional, caring and competitive rate for it’s loan or any kind of finance.
D. Dezfull
Marc has provided our company with excellent service and advice. He has vast experience and knowledge, and is able to advice on the most suitable lenders given our requirements. Especially during the legal stage of the lending process, he facilitates and communicates with lenders in a way we would not be able to ourselves. We would certainly not be where we are without his services. Highly recommended.
P. Strøm