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Long-Term Commercial Lending

Commercial Mortgages

Competitive, flexible commercial property mortgages for business owners and property investors. We work across all commercial sectors with access to a market-leading panel of lenders.

Commercial Mortgage Solutions

Whether you're looking to purchase your business premises, refinance an existing commercial property or expand your commercial investment portfolio, our specialist team will find the most competitive solution from our extensive lender panel.

Commercial property mortgages work differently from residential products. Lenders assess the commercial viability of the property, the strength of the tenant covenant and the borrower's financial position. Our expertise means we know which lenders will look favourably on your specific situation.

Owner-Occupied

Finance your own business premises with competitive commercial mortgage rates.

Investment Properties

Commercial investment mortgages for retail, office, industrial and mixed-use assets.

Semi-Commercial

Mixed-use properties combining residential and commercial elements under one mortgage.

Portfolio Refinance

Refinance a portfolio of commercial properties to release equity or improve rates.

Sectors We Finance

Retail shops and high street units
Office buildings
Industrial and warehouse units
Restaurants and hospitality venues
GP surgeries and healthcare
Hotels and guest houses
Garages and car showrooms
Green buildings and sustainability projects

Typical Loan Terms

Up to 75%
Loan to Value
From 125%
Debt Service Coverage Ratio
£100K – £50M+
Loan Size
2 – 25 years
Term

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Talk to a commercial mortgage specialist today.

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Clever Commercial Finance

Specialist commercial finance brokers delivering bridging finance, commercial mortgages, development finance and property investment solutions.

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Clever Commercial Finance Ltd is an independent commercial finance broker, not a lender. As such, we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Clever Commercial Finance Ltd will receive payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Clever Commercial Finance Ltd is an appointed representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority under number 625035. If you wish to make a complaint, please visit our complaints procedure.

Registered Company Name: Clever Commercial Finance Limited  |  Registered Office Address: Shell Store, Canary Drive, Skylon Park, Hereford, HR2 6SR  |  Company Registration Number: 13412348  |  ICO Registration Number: ZB069299

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