News & Insights
Stay informed with the latest commercial finance news, market updates, regulatory changes and business insights covering property asset finance, residential investments and much more from the Clever Commercial team.
The Fallout of the Renters' Rights Act 2025: Navigating Buy-to-Let Property Investment in 2026
The Renters' Rights Act 2025 has reshaped UK buy-to-let. Learn how professional landlords are adapting to the end of Section 21, EPC upgrades and the new Landlord Database in 2026.
Securing Time-Critical Bridging Finance for a Bexhill-on-Sea Purchase
Clever Commercial Finance arranged a time-critical £271,416 bridging facility in just 10 days, enabling Vitae Investments Ltd to release equity and secure the deposit for their next property acquisition.
Mastering Property Investment: How to Calculate Rental Yield in the UK
Understanding rental yield is the cornerstone of property investment. Learn how to calculate gross, net and total-cost yields for UK buy-to-let and commercial property.
The Essential Guide to Purpose-Built Student Accommodation (PBSA) in the UK
The UK's Purpose-Built Student Accommodation (PBSA) sector is experiencing a massive boom, driven by a growing student population and a significant 80% surge in international enrollment since 2011. These developments offer a "hassle-free" lifestyle that appeals to modern students through fully furnished rooms, en-suite privacy, and high-tech amenities like intelligent energy systems and advanced security. By combining the convenience of move-in-ready living with community-focused social spaces, PBSA has become both a preferred housing choice in major city hubs and a resilient, highly profitable opportunity for property investors.
Demystifying HMO Valuations: Bricks & Mortar vs Commercial Explained
For property investors, the valuation of a House in Multiple Occupation (HMO) is often the deciding factor in whether a project scales successfully or stalls entirely. Achieving the right valuation unlocks capital, improves your loan-to-value (LTV) ratio, and provides the leverage needed to expand your portfolio. However, HMOs occupy a unique space in the property market. Recognising these valuation differences can help investors make strategic decisions to optimise their assets and secure better financing options. Understanding the mechanics behind these methods is vital for any serious investor. This knowledge opens opportunities to optimise your property's valuation and leverage your assets effectively.