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Property Development Funding

Development Finance

Specialist UK property development finance for residential and commercial developers. From site purchase to practical completion, we'll structure funding that keeps your project moving.

Development Finance Solutions

Development finance is a specialist product that differs fundamentally from standard mortgages. Funding is typically released in stages as construction progresses, monitored by an independent monitoring surveyor. Understanding the nuances of this market is critical to securing the right terms.

We work with residential developers, commercial developers and those undertaking permitted development conversions. Our lender panel includes both institutional lenders and private funds, giving you access to the broadest possible range of UK property development finance solutions.

Ground-Up Development

Finance for new-build residential and commercial schemes from site purchase through to completion.

Permitted Development

Office-to-residential and commercial conversions under permitted development rights.

Heavy Refurbishment

Structural works and major conversions requiring specialist UK property development finance.

Light Refurbishment

Cosmetic improvements and minor works funded through bridging or development products.

Sectors We Finance

New-build residential housing schemes
Apartment and flat conversions
Student accommodation (PBSA)
Mixed-use residential and commercial
Office-to-residential conversions
Care homes and assisted living
Hotel and hospitality developments
Industrial and warehouse development

Typical Loan Terms

Up to 90%
Loan to Cost
Up to 70%
Loan to GDV
£250K – £50M+
Loan Size
6 – 36 months
Term

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Speak to a development finance specialist today.

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Clever Commercial Finance

Specialist commercial finance brokers delivering bridging finance, commercial mortgages, development finance and property investment solutions.

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Clever Commercial Finance Ltd is an independent commercial finance broker, not a lender. As such, we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Clever Commercial Finance Ltd will receive payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Clever Commercial Finance Ltd is an appointed representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority under number 625035. If you wish to make a complaint, please visit our complaints procedure.

Registered Company Name: Clever Commercial Finance Limited  |  Registered Office Address: Shell Store, Canary Drive, Skylon Park, Hereford, HR2 6SR  |  Company Registration Number: 13412348  |  ICO Registration Number: ZB069299

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