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From bridging loans to business finance, we provide specialist commercial finance solutions tailored to your needs.

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Bridging Finance
Bridging Finance

Bridging Finance

Short-term property loans for purchases, refurbishments, and time-sensitive transactions. Funds available in days, not months — perfect when speed is critical.

Up to 75% LTV
Funds in as little as 3 days
£50K – £25M+
1–24 month terms
Commercial Mortgages
Commercial Mortgages

Commercial Mortgages

Long-term financing for commercial property purchases and refinancing. From offices and retail units to industrial premises — we find the right lender for your asset.

Up to 75% LTV
5–25 year terms
£150K – £25M+
Owner-occupied & investment
Residential Investment
Residential Investment

Residential Investment

Specialist mortgage finance for landlords and property investors. BTL, HMO, MUFB, and limited company mortgages tailored to your portfolio strategy.

Up to 80% LTV
Individual & limited company
HMO & MUFB specialists
Portfolio landlords welcome
Development Finance
Development Finance

Development Finance

Ground-up and refurbishment funding for residential and commercial developers. We structure facilities that maximise your returns and keep your project moving.

Up to 70% LTC / 65% GDV
Ground-up & conversions
£500K – £25M+
6–24 month terms
Business Loans
Business Loans

Business Loans

Flexible unsecured and asset-backed lending to fuel business growth. Our tailored business commercial finance options cover working capital, equipment finance, and expansion funding — structured around your cash flow.

£10K – £1M+
No property required
Funding in 5–7 days
1–10 year terms

Not Sure Which Product Is Right for You?

Speak to one of our specialists and we'll identify the best commercial finance solution for your situation.

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Clever Commercial Finance

Specialist commercial finance brokers delivering bridging finance, commercial mortgages, development finance and property investment solutions.

NACFB - Helping Fund UK Business

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Clever Commercial Finance Ltd is an independent commercial finance broker, not a lender. As such, we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Clever Commercial Finance Ltd will receive payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. We work with both discretionary and non-discretionary commission models. Commission payments are factored into the interest rate you pay. Clever Commercial Finance Ltd is an appointed representative of AFS Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority under number 625035. If you wish to make a complaint, please visit our complaints procedure.

Registered Company Name: Clever Commercial Finance Limited  |  Registered Office Address: Shell Store, Canary Drive, Skylon Park, Hereford, HR2 6SR  |  Company Registration Number: 13412348  |  ICO Registration Number: ZB069299

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